Good - Bye 2008

I suppose this will be my last entry of 2008.

Seth and I plan to ring in the new year with our fellow couple Leigh and Sage. The plan is get dressed up, booze, hats and a clock/tv. I'm so excited. This will be my first true New Years as an Adult. Every year I have to work. Not this year, I refuse. I'm going to start 2009 out right. I'm currently working on a list a resolutions. It isn't excessively lengthly. I think five is a good number. I'm not too sure of the plans for the entirety of the evening but I hope it contains a walk around town. 2009 will be a great year. I have so many wonderful friends and memories. However, my life could use a little fine tuning. 2008 was good, but I've learned from some mistakes and therefore 2009 will be better.

Here is my Resolution list draft:

1. Become Debt-free
I need to make more money and cut back expenses. Good Luck, Me.
I've written before about Total Money Makeover. This should take me about the entire year.

2. Become Healthier
In 2008, I found out that I had a disease that made me gain a ton of weight in part of 2007 and through out the entirety of 2008. I hope to shed the pounds, with eating right and exercising. I'm not a diet kind of person.

3.Be Sweeter to Seth/Be more responsible
Sometimes I can be insensitive and lazy. Seth completes a majority of the housework and makes most of the meals we eat, while I just sit there after work watching tv. I have two jobs and that is to make money. But it seems I try to get out of the second job as much as possible. This is probably because I feel over worked. But if i'm going to accomplish (1.) I'm going to have to buckle down.

4. Get things in Order to go back to School in fall 2009.
After I become Debt free, I will have no reason not to go to school. Full-time in 2010
with a part-time job. Fall 2009 will be the buffer transition from part to full. I can't mess
my life up again.

5.Figure Out what I want to do for the rest of my life.

Wishful Thinking

This is a list of Christmas gifts I want this year. It is always really hard for me to remember what I want for Christmas when people ask. So this year I'm making a list I and Others can reference.



1. Jewerly



Target Sterling Silver Genuine Dyed Jade Teardrop earrings




2. Curtains


Pier One Floral Window Panel - Sand (4 needed)



3. Ipod Accessories


Apple IpodUSB travel kit with car charger Travel Adapter/ Cabel - White



4. Mixer


Euro - Pro Hand/ Stand Mixer - White



1. Outdoor

The Gap Brushed Terry Hoodie Mushroom Heather - L




Victoria Secret Belted Wool Trench Coat in Herringbone Herringbone - 14


2. Tops


Urban OutfittersKimchi Blue Rose TankGinn Fizz- L

Old Navy Women's Cashmere Crew-Neck Sweater Gray White Stripes - XL


3. Pants

American Eagle AE Signature Trouser Long Whole Wheat - 16



Old NavyWomen's Perfect Khakis Long 34 Khaki 16


4. Boots

Urban OutfittersCanvas Foldover Boot-10

Alloy Lily Boot Black - 10



5. Belts

Urban Outfitters............................. Anthropologie Follow the Map Belt
Betsey Johnson Elastic Hook
and Eye Belt
Black


6. Skirts

The GapWool Herringbone SkirtDark Brown - 16




New York and Company City Stretch Pencil SkirtBlack - 16

7. Dresses

AnthropologieLittle Red Dress - 14



American Eagle Ae Ruffle Dress Heather Gray - XL





8. Graphic Tees


Cotton Factory.com These Colors don't run Guys Med





Hot Topic
Hot mess Tee


Vig.com tees XL Baby Blue
Let me be frank tee

9. Socks

11. Advanced Digital Camera

Canon - PowerShot 8.0-Megapixel Digital Camera - Black
Model: A590IS | SKU: 8739966

12. Waffle Iron

Bella Cucina Artful Food 13124 SES Waffler w/ Drip Tray

13. Rock Band 2



XBox 360

14. Eggcellent Spatulas


Modcloth.com

Total Money Makeover and Ambitions

I started My total money Makeover Wednesday the 3rd of this month. I've already taken some steps toward my debt free life. TMM is a money management plan that guides you through the process of becoming debt free, while showing the next steps such as: life insurance, building an emergency fund, Mutual funds, and cutting up your credit cards. My monthly plan is set.; I'm going to work more hours at my second job, sell my car, and cut back on all my frivolous expenses. If I can make it past the first month, I can make it the entire year. After I get all my accounts current, I am going to start Snowballing my debt. After I finish, I'm going to quit my second Job and go back to school. I'm thinking about Clinical Lab analyst or accountant. Currently I'm an associate agent at Nationwide Insurance. With this plan I intend to be a millionaire by 40, no matter the career i choose. If I put a 2000 dollars a month into a mutual fund for the next 20 years, I'll be a Millionaire in no time.